Roth Ira Contribution Limits 2024 For Spouse Over 55
Roth Ira Contribution Limits 2024 For Spouse Over 55. If you and your spouse are filing jointly or you are a qualifying widow(er), your roth ira income limit for 2024 is $230,000. Those are the caps even if you make more, up to the phaseout level.
The roth ira income limit to make a full contribution in 2024 is less than $146,000 for single filers, and less than $230,000 for those filing jointly. These charts show the income range in which your deduction may be disallowed if you or your spouse participates in a retirement plan at work: